Mortgage Loan Checklist: Refinancing Tips

The loan process can be tiring. However, once ready, the process will be streamlined. Please check the documents and submit them to the fax, if the loan officer to do so. You need to make copies of the following for processing your loan.

1. Insurance Policy Home page Statement of Owners'

2. Driver's license and Social Security card

3. All pages of the change on your current 1st mortgage

Coupon mortgage or 4A copy of the monthly account of the loan (for the 1st and 2nd mortgages)

Results Documentation

For employment or hourly employee, please copy the following documents:
Original W-2 for the last 2 years
A copy of the payroll initial years can help show-to-date income (1 month worth of pay stubs)

For borrowers are active employees, please provide the following information: A copy of the last 2 years, 1040, Federal Tax returns, year-to-date non-profit and lossStatement, copies of the last 3 months personal bank statements and W-2 or 1099 for the last 2 years. (if applicable)

For Alterseinkünftegesetz copy the following information: Copy of Social Security Award letter and copies of the last 2 years of 1099

For rentals please copy the following documents:
Copy of the lease for all properties (1 year), and complete tax returns for the previous year (including the "Schedule E)

Other revenue forCopy the following documents:
For child support, food or separate maintenance, enter the following information: 1-year history of receipt and 3 months bank statements, copies of the full implementation of a divorce decree, if applicable, and proof of 3 months and 1 years after receipt of full payment.

Asset documents please provide the following documents:
There will be 3, the most recent bank statements for all checks, savings or other assets must.

Buy Creditsthe following information:
The subscriber is running a copy of the purchase agreement in its entirety. In addition, they want a lease for the history of the last 24 months. (When home buyers first time)

* Further documentation loan may be requested.

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